What does a Mortgage Banker do?
A mortgage banker the person who secures a loan for you from the bank or investor so you can buy a house. they essentially are loan officers who specialize in offering financing to buy homes or refinance previous mortgages.
The process includes evaluating your specific financial situation, helping you weigh all of your financial options and then helping you choose the right mortgage for you and your family. They will collect and reviewing your financial documents and helping you determine your financial goals and obligations so that you can be educated on how much house you can afford to buy with the different loan options.
Thus, it's really important for you to find someone you can trust, who will spend the time to listen and put together options for you. Ideally, your mortgage banker will sit down with you, talk about what you're looking to accomplish, and collect your financial information.
How to select a mortgage banker?
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